The Twin Cities have seen multiple significant hail events from 2020 through 2026. Major storms hit in May 2020 (south metro), August 2022 (west metro), July 2023 (north metro), August 2024 (full metro), May 2025 (southwest metro), and April 2026 (west metro). Most Minnesota homeowners policies allow 1 year from event to file a claim. Modern Exterior Systems (Modex) tracks these patterns to support residents researching past storm damage.
Updated May 2026 · Reviewed by Joe Dvorak, Owner, Modern Exterior Systems

What this page covers
The Twin Cities sit in a high-hail-risk corridor. The 2020 to 2026 catalog below lists the major events Modex has tracked across the metro — date, affected zones, max hailstone size, and current claim-window status. This is a curated summary, not an exhaustive list — pair it with the NOAA Storm Events Database for full event records.
Event catalog
Six events by date, affected zone, max hailstone size, and current claim-window status. Curated, not exhaustive — for the complete record, check the NOAA Storm Events Database.
Date
April 27, 2026
Max hailstone size: 1.25"
Affected zones
West metro — Hopkins, St. Louis Park, Edina
Early-season event. Narrow footprint, intense in target zones.
Claim window
Open through April 2027
Date
May 17, 2025
Max hailstone size: 1.5"
Affected zones
Southwest metro — Eden Prairie, Chanhassen
Smaller geographic footprint, intense within zones. Documentation still valuable.
Claim window
Window closing late May 2026
Date
August 5, 2024
Max hailstone size: 2.25"
Affected zones
Full metro — Minneapolis, St. Paul, suburbs
Largest event of the period. Widespread roof and siding claims.
Claim window
Standard window closed August 2025
Date
July 14, 2023
Max hailstone size: 1.5"
Affected zones
North metro — Maple Grove, Brooklyn Park
Mid-summer event with a large geographic footprint across the north metro.
Claim window
Standard window closed July 2024
Date
August 11, 2022
Max hailstone size: 2.0"
Affected zones
West metro — Wayzata, Minnetonka, Plymouth
Significant damage along the Lake Minnetonka corridor and west-metro lake homes.
Claim window
Standard window closed August 2023
Date
May 24, 2020
Max hailstone size: 1.75"
Affected zones
South metro — Burnsville, Lakeville, Apple Valley
Widespread roof claims across the south-metro corridor.
Claim window
Standard window closed May 2021
Standard Minnesota homeowners policies allow 1 year from event to file. Some carriers consider supplemental filings on previously-reported losses past the window — talk to your agent.
Damage
Most hail damage isn't visible from the ground. Bruises show up as soft circular indentations on the shingle mat. Granule loss exposes the asphalt underneath and accelerates weathering. Insurance adjusters look for these specific patterns when they decide whether a claim qualifies.
Cracked fiberglass in the shingle base
Granule loss exposing the underlying asphalt
Dented gutters, downspouts, and soffit vents
AC condenser fin damage on the ground unit


Detection
Most hail damage isn't visible from the ground. Three ways to check whether your Twin Cities home took impact from one of the events in the catalog above:
Look up your address in the NOAA Storm Events Database (free at ncdc.noaa.gov/stormevents/) filtered by county and date range.
Check your insurance carrier's claim history — your agent can confirm whether the address fell under a declared storm zone.
Schedule a free Modex inspection. We walk roof, siding, windows, and gutters and document with photos.
Timeline
Most Minnesota homeowners policies allow 1 year from event to file a claim. Three of the six storms in the 2020–2026 catalog are past their standard window. Two are still inside it. One has only days left.
April 2026 event — open through April 2027
May 2025 event — closing in late May 2026
August 2024 event — standard window closed August 2025; supplemental filings possible per carrier
2020, 2022, 2023 events — standard windows closed; talk to your agent before assuming the door is shut

Why this matters
Three reasons to know which storms hit your zip code, even if the damage isn't visible from the ground.
Most Minnesota homeowners policies allow 1 year from event to file. The April 2026 window is open through April 2027. The May 2025 window closes in late May 2026. If your roof took impact and wasn't inspected, the door may still be open.
Hail damage from a 2020 storm that wasn't repaired is now compounded by five-plus years of weathering, freeze-thaw cycles, and smaller storms. The damage profile gets harder to attribute to a specific event over time — which makes the carrier's review harder, not easier.
Twin Cities carriers raised deductibles, lowered RCV depreciation schedules, and tightened claim review starting in 2023. A claim filed today on a 2024 storm faces different scrutiny than one filed within 60 days of the event.
Year-by-year coverage, address lookup, claim windows, neighborhood-level patterns, and whether we chase storms — the five we hear most often.
Was there hail in Minneapolis in the last six years?
Yes. Every year from 2020 through 2026 has had at least one significant hail event somewhere in the Twin Cities metro. Major events: May 24 2020 (south metro), August 11 2022 (west metro), July 14 2023 (north metro), August 5 2024 (full metro), May 17 2025 (southwest metro), April 27 2026 (west metro). Specific neighborhoods vary by storm — see the catalog above.
How do I find hail history for my exact Twin Cities address?
Three sources. The NOAA Storm Events Database (free at ncdc.noaa.gov/stormevents/) lets you filter by date and county. Your insurance carrier can confirm whether your address fell under a declared storm zone. Modex can also check known storm footprints during a free inspection.
Can I still file an insurance claim on a 2024 hail storm?
The standard 1-year claim window for the August 5 2024 storm closed in August 2025. Some Minnesota carriers consider supplemental filings on previously-reported losses past the window — talk to your agent. Modex can document the damage either way; the documentation is valuable regardless of claim status.
Why are some Twin Cities neighborhoods hit and others not?
Hail storms have narrow, irregular footprints. A 2-mile-wide hail core can devastate one neighborhood while the next subdivision sees rain only. Single-block-difference outcomes are common across Twin Cities hail events.
Does Modex chase storms into the Twin Cities?
No. Modex is a local Minneapolis contractor with a permanent office in Eden Prairie. We respond to local storms because we live and work here. We do not relocate crews from other states or set up temporary offices after events. Out-of-state storm chasers are a recognized industry problem; Modex is the local alternative.
Call Modex at 952-206-6339 or schedule a free hail inspection.
We'll walk the roof, photograph any hail bruising, document damage on every elevation, and email a written assessment within 48 hours. No door-knocking, no same-day-close pressure. Works whether the claim window is open, closing, or already closed — the documentation is valuable either way.

Reviewed by Joe Dvorak, Owner, Modern Exterior Systems · Updated May 2026
Modex documents Twin Cities hail events annually to help homeowners understand which storms hit their zip code and whether claim windows are still open. Curated summary sourced from NOAA Storm Events Database and Modex inspection history. Modex is a women-owned roofing contractor in Eden Prairie, MN. CertainTeed ShingleMaster · Malarkey Emerald Pro · Atlas Pro+ Silver Select. BBB A+ · NRCA Member #1016569 · MN License #BC762305.